What you do with your money says a lot about you. It paints a more accurate picture than you might think. Are you a sacrificial, giving person or are you a selfish hoarder. While we don’t ever WANT to admit our own human condition, we must if we want to change it. Whatever degree your […]
I learned options late in life, accidentally, trawling the pages of the ancient magazine Exchange and Mart in 1995. A full page article showed how an options trader could work from home, (actually in bed) using prices from the BBC’s teletext, back in the day. A lot has changed, but options have been around for […]
You have been engulfed by a tsunami of debt and are quickly sinking under ever increasing bills and fast growing debts. You have been taking cash from your credit cards to pay the minimum payments and keep your home and the car. After paying all of your bills there is not enough money to live […]
Ontario has introduced a new Estate Administration Tax (EAT) starting in 2015. The gist of the new tax is that reporting requirements will be much more stringent and will have to be done more quickly than in the past. The reporting is also more complicated and the penalties more onerous, so dealing with estates will […]
A chapter 7 bankruptcy allows the debtor to discharge his/her debts and get a fresh start. While the process can often be humiliating, it is usually for good reasons that should not embarrass the debtors. People file for bankruptcy because they lose a job, they have high medical bills, their home is devalued because of […]
I listened to a training yesterday afternoon on time management. How to eliminate distractions and become relentlessly focused. I have probably attended and listened to more than a dozen time management trainings during the years. Yet every time, I do well for a week or so and then the bad habits creep back in. Checking […]
I get this question a lot, “Should I even file for bankruptcy? Is it worth it?” and the answer truly depends on your circumstances. How far in debt are you? Can you afford your payments, it’s just really tight? Was there a hardship that occurred that put you into this position such as a loss […]
Charlie Linville lives here in Boise. He is a US Marine Corps veteran who lost his right leg in 2012 when he stepped on an IED in Afghanistan. He returned home last night after becoming the first combat amputee to climb to the top of Mount Everest. This was his THIRD attempt to scale the […]
This headline has got to be a typo. How can you spend your way out of a money problem? Am I in charge of a federal government program? When you find yourself in a hole, the first step to get out of the hole is to stop digging. So how can you spend your way […]
Today’s marketplace is competitive, especially as the traditional system takes a backseat to the global economy. Practices such as international money exchange, offshore investments, and outsourcing opportunities are constantly changing the financial landscape- some for the better, and others for the worse. But there are still opportunities, right? In the recent past, most of us […]
